2020 GHS to IQD Historical Review

YEARLY HIGH

249.0724 IQD

YEARLY LOW

199.7469 IQD

YEARLY AVERAGE

208.9486 IQD

2020 GHS to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 249.0724. Conversely, the yearly low was recorded on December 7, dropping to 199.7469.

This high-to-low spread represents a total annual volatility of 49.3255 IQD. From a start-to-finish perspective, comparing the January average rate of 210.9173 to the December average rate of 214.9618, the exchange rate registered a net change of 1.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 249.0724 was up 0.83% compared to the 2019 peak of 247.0213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,245,362 IQD

2019 Average 1,110,445 IQD

Yearly Trough Low 998,734 IQD

Transaction Impact: A difference of 246,627.29 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

223.2690

202.4951

JanuMarcMayJulySeptNove

GHS to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 210.6922, compared to 207.2051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.4871 points.

H1 Avg (Jan–Jun) 210.6922

H2 Avg (Jul–Dec) 207.2051

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 49.3255 IQD (High: 249.0724 / Low: 199.7469). On the other end, August was the most stable month, with a tight range of 1.0185 IQD (High: 207.2577 / Low: 206.2392).

December Spread (Volatile) ±49.3255

August Spread (Stable) ±1.0185

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 8.0342 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -8.0342

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 214.9618) against the same month in 2019 (average: 209.1026), the exchange rate shifted by +5.8591 (+2.80%).

2020 Avg (December) 214.9618

2019 Avg (December) 209.1026

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	216.3636	208.4939	210.9173
February	224.1848	216.3636	221.5378
March	220.4665	205.9955	213.5037
April	209.1577	204.3048	206.2204
May	207.3845	205.1335	206.1208
June	207.4995	205.0756	205.8531
July	207.3892	204.6432	206.3204
August	207.2577	206.2392	206.7144
September	206.7201	205.1056	205.9806
October	206.1117	203.7671	205.0269
November	204.8916	203.5154	204.2262
December	249.0724	199.7469	214.9618