YEARLY HIGH
22.4575 ISK
YEARLY LOW
20.6071 ISK
YEARLY AVERAGE
21.4473 ISK

2021 GHS to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 22.4575. Conversely, the yearly low was recorded on August 2, dropping to 20.6071.

This high-to-low spread represents a total annual volatility of 1.8504 ISK. From a start-to-finish perspective, comparing the January average rate of 21.9624 to the December average rate of 21.1787, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 22.4575 was down 12.11% compared to the 2020 peak of 25.5522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 112,287 ISK
2020 Average 118,018 ISK
Yearly Trough Low 103,036 ISK
Transaction Impact: A difference of 9,251.79 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

22.2895
20.8339
JanuMarcMayJulySeptNove

GHS to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.7381, compared to 21.1566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5815 points.

H1 Avg (Jan–Jun) 21.7381
H2 Avg (Jul–Dec) 21.1566

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 1.0230 ISK (High: 21.8105 / Low: 20.7875). On the other end, October was the most stable month, with a tight range of 0.4106 ISK (High: 21.4469 / Low: 21.0363).

May Spread (Volatile) ±1.0230
October Spread (Stable) ±0.4106

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4405 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.4405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 22.1682) against the same month in 2020 (average: 24.1385), the exchange rate shifted by -1.9703 (-8.16%).

2021 Avg (March) 22.1682
2020 Avg (March) 24.1385

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.2475 21.5775 21.9624
February 22.4137 21.9147 22.1374
March 22.4575 21.8152 22.1682
April 22.0989 21.1909 21.7967
May 21.8105 20.7875 21.3561
June 21.3420 20.6634 21.0076
July 21.2257 20.6986 20.9552
August 21.2829 20.6071 20.9598
September 21.5797 20.8588 21.2406
October 21.4469 21.0363 21.2656
November 21.6544 21.1171 21.3395
December 21.4637 20.9896 21.1787