2020 GHS to KZT Historical Review

YEARLY HIGH

81.4600 KZT

YEARLY LOW

66.1133 KZT

YEARLY AVERAGE

72.1878 KZT

2020 GHS to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 81.4600. Conversely, the yearly low was recorded on January 9, dropping to 66.1133.

This high-to-low spread represents a total annual volatility of 15.3466 KZT. From a start-to-finish perspective, comparing the January average rate of 67.1047 to the December average rate of 71.7313, the exchange rate registered a net change of 6.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 81.4600 was up 2.62% compared to the 2019 peak of 79.3776, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 407,300 KZT

2019 Average 356,981 KZT

Yearly Trough Low 330,567 KZT

Transaction Impact: A difference of 76,733.20 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

75.8030

66.3139

JanuMarcMayJulySeptNove

GHS to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 71.5700, compared to 72.8056 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2356 points.

H1 Avg (Jan–Jun) 71.5700

H2 Avg (Jul–Dec) 72.8056

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 11.8552 KZT (High: 81.4600 / Low: 69.6048). On the other end, August was the most stable month, with a tight range of 0.7134 KZT (High: 73.2116 / Low: 72.4983).

March Spread (Volatile) ±11.8552

August Spread (Stable) ±0.7134

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.9294 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.9294

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 74.9372) against the same month in 2019 (average: 69.8368), the exchange rate shifted by +5.1005 (+7.30%).

2020 Avg (March) 74.9372

2019 Avg (March) 69.8368

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	68.9944	66.1133	67.1047
February	70.9447	68.9944	70.2624
March	81.4600	69.6048	74.9372
April	77.9573	73.0939	75.0123
May	73.7198	71.2146	72.5166
June	70.9708	68.7202	69.5872
July	73.1951	69.9993	71.4696
August	73.2116	72.4983	72.7601
September	74.7164	72.4550	73.4399
October	74.7640	73.3617	73.9203
November	74.7804	72.3207	73.5124
December	72.7300	70.6337	71.7313