2020 GHS to LYD Historical Review

YEARLY HIGH

0.2664 LYD

YEARLY LOW

0.2256 LYD

YEARLY AVERAGE

0.2422 LYD

2020 GHS to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.2664. Conversely, the yearly low was recorded on December 7, dropping to 0.2256.

This high-to-low spread represents a total annual volatility of 0.0408 LYD. From a start-to-finish perspective, comparing the January average rate of 0.2477 to the December average rate of 0.2292, the exchange rate registered a net change of -7.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2664 was down 7.84% compared to the 2019 peak of 0.2891, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,332 LYD

2019 Average 1,303 LYD

Yearly Trough Low 1,128 LYD

Transaction Impact: A difference of 204.19 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2650

0.2259

JanuMarcMayJulySeptNove

GHS to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2490, compared to 0.2354 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0136 points.

H1 Avg (Jan–Jun) 0.2490

H2 Avg (Jul–Dec) 0.2354

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0169 LYD (High: 0.2612 / Low: 0.2443). On the other end, September was the most stable month, with a tight range of 0.0028 LYD (High: 0.2377 / Low: 0.2349).

March Spread (Volatile) ±0.0169

September Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0101 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.2618) against the same month in 2019 (average: 0.2639), the exchange rate shifted by -0.0022 (-0.82%).

2020 Avg (February) 0.2618

2019 Avg (February) 0.2639

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2555	0.2447	0.2477
February	0.2664	0.2555	0.2618
March	0.2612	0.2443	0.2517
April	0.2481	0.2422	0.2448
May	0.2468	0.2440	0.2455
June	0.2454	0.2407	0.2423
July	0.2425	0.2388	0.2409
August	0.2394	0.2362	0.2375
September	0.2377	0.2349	0.2364
October	0.2373	0.2333	0.2353
November	0.2354	0.2310	0.2331
December	0.2312	0.2256	0.2292