2020 GHS to MRO Historical Review

YEARLY HIGH

67.1053 MRO

YEARLY LOW

59.7752 MRO

YEARLY AVERAGE

62.3042 MRO

2020 GHS to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 67.1053. Conversely, the yearly low was recorded on December 7, dropping to 59.7752.

This high-to-low spread represents a total annual volatility of 7.3301 MRO. From a start-to-finish perspective, comparing the January average rate of 63.1667 to the December average rate of 60.8362, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 67.1053 was down 9.29% compared to the 2019 peak of 73.9789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 335,526 MRO

2019 Average 332,784 MRO

Yearly Trough Low 298,876 MRO

Transaction Impact: A difference of 36,650.54 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

66.9284

60.2823

JanuMarcMayJulySeptNove

GHS to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 63.1432, compared to 61.4652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6781 points.

H1 Avg (Jan–Jun) 63.1432

H2 Avg (Jul–Dec) 61.4652

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.3153 MRO (High: 66.1400 / Low: 61.8246). On the other end, August was the most stable month, with a tight range of 0.3060 MRO (High: 62.0006 / Low: 61.6946).

March Spread (Volatile) ±4.3153

August Spread (Stable) ±0.3060

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.3861 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.3861

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 66.3746) against the same month in 2019 (average: 67.8996), the exchange rate shifted by -1.5250 (-2.25%).

2020 Avg (February) 66.3746

2019 Avg (February) 67.8996

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	64.9091	62.4902	63.1667
February	67.1053	64.9091	66.3746
March	66.1400	61.8246	63.9884
April	62.7669	61.2914	61.8126
May	62.0897	61.5223	61.8147
June	62.1437	61.3897	61.7022
July	62.1249	61.3929	61.8022
August	62.0006	61.6946	61.8517
September	61.8680	61.4800	61.6960
October	61.6330	61.1301	61.4160
November	61.3376	60.9102	61.1889
December	61.1301	59.7752	60.8362