2020 GHS to MVR Historical Review

YEARLY HIGH

2.9028 MVR

YEARLY LOW

2.5869 MVR

YEARLY AVERAGE

2.6925 MVR

2020 GHS to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 2.9028. Conversely, the yearly low was recorded on December 7, dropping to 2.5869.

This high-to-low spread represents a total annual volatility of 0.3159 MVR. From a start-to-finish perspective, comparing the January average rate of 2.7345 to the December average rate of 2.6266, the exchange rate registered a net change of -3.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9028 was down 9.39% compared to the 2019 peak of 3.2037, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 14,514 MVR

2019 Average 14,397 MVR

Yearly Trough Low 12,935 MVR

Transaction Impact: A difference of 1,579.57 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8975

2.6020

JanuMarcMayJulySeptNove

GHS to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7324, compared to 2.6526 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0799 points.

H1 Avg (Jan–Jun) 2.7324

H2 Avg (Jul–Dec) 2.6526

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2065 MVR (High: 2.8735 / Low: 2.6669). On the other end, August was the most stable month, with a tight range of 0.0140 MVR (High: 2.6754 / Low: 2.6613).

March Spread (Volatile) ±0.2065

August Spread (Stable) ±0.0140

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1039 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 2.8728) against the same month in 2019 (average: 2.9404), the exchange rate shifted by -0.0676 (-2.30%).

2020 Avg (February) 2.8728

2019 Avg (February) 2.9404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8109	2.7062	2.7345
February	2.9028	2.8109	2.8728
March	2.8735	2.6669	2.7689
April	2.7111	2.6441	2.6698
May	2.6958	2.6625	2.6794
June	2.6981	2.6551	2.6691
July	2.6799	2.6500	2.6666
August	2.6754	2.6613	2.6693
September	2.6698	2.6538	2.6623
October	2.6601	2.6387	2.6503
November	2.6473	2.6292	2.6403
December	2.6455	2.5869	2.6266