2021 GHS to MYR Historical Review

YEARLY HIGH

0.7224 MYR

YEARLY LOW

0.6763 MYR

YEARLY AVERAGE

0.6998 MYR

2021 GHS to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.7224. Conversely, the yearly low was recorded on December 30, dropping to 0.6763.

This high-to-low spread represents a total annual volatility of 0.0462 MYR. From a start-to-finish perspective, comparing the January average rate of 0.6900 to the December average rate of 0.6857, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7224 was down 8.84% compared to the 2020 peak of 0.7925, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,612 MYR

2020 Average 3,665 MYR

Yearly Trough Low 3,381 MYR

Transaction Impact: A difference of 230.75 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7191

0.6794

JanuMarcMayJulySeptNove

GHS to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7073, compared to 0.6923 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0150 points.

H1 Avg (Jan–Jun) 0.7073

H2 Avg (Jul–Dec) 0.6923

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0226 MYR (High: 0.7108 / Low: 0.6882). On the other end, June was the most stable month, with a tight range of 0.0092 MYR (High: 0.7150 / Low: 0.7058).

August Spread (Volatile) ±0.0226

June Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0106 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.7158) against the same month in 2020 (average: 0.7698), the exchange rate shifted by -0.0540 (-7.02%).

2021 Avg (March) 0.7158

2020 Avg (March) 0.7698

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6943	0.6819	0.6900
February	0.7053	0.6935	0.6985
March	0.7224	0.7067	0.7158
April	0.7187	0.7080	0.7137
May	0.7186	0.7066	0.7147
June	0.7150	0.7058	0.7113
July	0.7127	0.7012	0.7080
August	0.7108	0.6882	0.7011
September	0.6971	0.6844	0.6905
October	0.6920	0.6792	0.6858
November	0.6904	0.6782	0.6827
December	0.6935	0.6763	0.6857