2026 GHS to NIO Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2026.
2026 GHS to NIO Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2026
During 2026, the GHS to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 3.5138. Conversely, the yearly low was recorded on June 6, dropping to 3.0986.
This high-to-low spread represents a total annual volatility of 0.4152 NIO. From a start-to-finish perspective, comparing the January average rate of 3.4150 to the December average rate of 3.1474, the exchange rate registered a net change of -7.84% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2026 high of 3.5138 was down 2.61% compared to the 2025 peak of 3.6078, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 GHS based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2026.
GHS to NIO Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3540, compared to 3.1716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1825 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2026 was June, with a trading range of 0.3312 NIO (High: 3.4298 / Low: 3.0986). On the other end, August was the most stable month, with a tight range of 0.0197 NIO (High: 3.1586 / Low: 3.1388).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1728 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (January 2026: 3.4150) against the same month in 2025 (average: 2.4636), the exchange rate shifted by +0.9515 (+38.62%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 3.5138 | 3.3531 | 3.4150 |
| February | 3.4526 | 3.3327 | 3.3627 |
| March | 3.4504 | 3.3466 | 3.3850 |
| April | 3.3437 | 3.3008 | 3.3293 |
| May | 3.4380 | 3.2777 | 3.4025 |
| June | 3.4298 | 3.0986 | 3.2297 |
| July | 3.2484 | 3.1468 | 3.1957 |
| August | 3.1586 | 3.1388 | 3.1474 |