2020 GHS to QAR Historical Review

YEARLY HIGH

0.6845 QAR

YEARLY LOW

0.6096 QAR

YEARLY AVERAGE

0.6355 QAR

2020 GHS to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.6845. Conversely, the yearly low was recorded on December 7, dropping to 0.6096.

This high-to-low spread represents a total annual volatility of 0.0749 QAR. From a start-to-finish perspective, comparing the January average rate of 0.6442 to the December average rate of 0.6206, the exchange rate registered a net change of -3.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6845 was down 9.29% compared to the 2019 peak of 0.7546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,422 QAR

2019 Average 3,394 QAR

Yearly Trough Low 3,048 QAR

Transaction Impact: A difference of 374.27 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6826

0.6149

JanuMarcMayJulySeptNove

GHS to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6440, compared to 0.6269 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.6440

H2 Avg (Jul–Dec) 0.6269

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0441 QAR (High: 0.6746 / Low: 0.6305). On the other end, August was the most stable month, with a tight range of 0.0029 QAR (High: 0.6323 / Low: 0.6294).

March Spread (Volatile) ±0.0441

August Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0244 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.6769) against the same month in 2019 (average: 0.6925), the exchange rate shifted by -0.0156 (-2.25%).

2020 Avg (February) 0.6769

2019 Avg (February) 0.6925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6620	0.6373	0.6442
February	0.6845	0.6620	0.6769
March	0.6746	0.6305	0.6526
April	0.6397	0.6251	0.6304
May	0.6348	0.6275	0.6306
June	0.6338	0.6261	0.6293
July	0.6336	0.6261	0.6303
August	0.6323	0.6294	0.6310
September	0.6309	0.6270	0.6292
October	0.6286	0.6235	0.6264
November	0.6256	0.6212	0.6241
December	0.6235	0.6096	0.6206