2020 GHS to RSD Historical Review

YEARLY HIGH

20.4720 RSD

YEARLY LOW

16.2557 RSD

YEARLY AVERAGE

18.0151 RSD

2020 GHS to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 20.4720. Conversely, the yearly low was recorded on December 7, dropping to 16.2557.

This high-to-low spread represents a total annual volatility of 4.2163 RSD. From a start-to-finish perspective, comparing the January average rate of 18.7357 to the December average rate of 16.4626, the exchange rate registered a net change of -12.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.4720 was down 4.88% compared to the 2019 peak of 21.5225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 102,360 RSD

2019 Average 98,087 RSD

Yearly Trough Low 81,278 RSD

Transaction Impact: A difference of 21,081.62 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.3834

16.1061

JanuMarcMayJulySeptNove

GHS to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.8786, compared to 17.1517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7269 points.

H1 Avg (Jan–Jun) 18.8786

H2 Avg (Jul–Dec) 17.1517

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5246 RSD (High: 19.8383 / Low: 18.3136). On the other end, October was the most stable month, with a tight range of 0.2935 RSD (High: 17.3175 / Low: 17.0240).

March Spread (Volatile) ±1.5246

October Spread (Stable) ±0.2935

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9689 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9689

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 20.0270) against the same month in 2019 (average: 19.8069), the exchange rate shifted by +0.2201 (+1.11%).

2020 Avg (February) 20.0270

2019 Avg (February) 19.8069

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.3191	18.4176	18.7357
February	20.4720	19.3191	20.0270
March	19.8383	18.3136	19.0581
April	19.0112	18.3668	18.7331
May	18.8626	18.3136	18.6612
June	18.3985	17.8374	18.0567
July	18.0906	17.1626	17.7733
August	17.3880	17.0740	17.2274
September	17.4595	17.0835	17.2414
October	17.3175	17.0240	17.1925
November	17.3432	16.7931	17.0129
December	16.6167	16.2557	16.4626