YEARLY HIGH
109.6532 SOS
YEARLY LOW
97.1849 SOS
YEARLY AVERAGE
101.3955 SOS

2020 GHS to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 109.6532. Conversely, the yearly low was recorded on December 7, dropping to 97.1849.

This high-to-low spread represents a total annual volatility of 12.4684 SOS. From a start-to-finish perspective, comparing the January average rate of 102.6831 to the December average rate of 99.0028, the exchange rate registered a net change of -3.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 109.6532 was down 8.73% compared to the 2019 peak of 120.1380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 548,266 SOS
2019 Average 540,500 SOS
Yearly Trough Low 485,924 SOS
Transaction Impact: A difference of 62,341.81 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

109.2553
98.0707
JanuMarcMayJulySeptNove

GHS to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 102.8089, compared to 99.9821 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.8268 points.

H1 Avg (Jan–Jun) 102.8089
H2 Avg (Jul–Dec) 99.9821

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.3988 SOS (High: 108.7511 / Low: 100.3523). On the other end, October was the most stable month, with a tight range of 1.0442 SOS (High: 100.6040 / Low: 99.5598).

March Spread (Volatile) ±8.3988
October Spread (Stable) ±1.0442

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.9446 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.9446

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 108.3232) against the same month in 2019 (average: 110.2284), the exchange rate shifted by -1.9052 (-1.73%).

2020 Avg (February) 108.3232
2019 Avg (February) 110.2284

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 106.5455 101.3288 102.6831
February 109.6532 106.3477 108.3232
March 108.7511 100.3523 104.3786
April 101.6007 99.4698 100.5322
May 101.3399 99.8133 100.5299
June 100.9931 99.6782 100.4061
July 101.3877 100.0516 100.5276
August 101.3877 99.7364 100.4036
September 101.1246 99.8948 100.3882
October 100.6040 99.5598 99.9644
November 100.0000 98.8076 99.6059
December 99.7434 97.1849 99.0028