2020 GHS to SRD Historical Review

YEARLY HIGH

2.4454 SRD

YEARLY LOW

1.2804 SRD

YEARLY AVERAGE

1.6172 SRD

2020 GHS to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 2.4454. Conversely, the yearly low was recorded on April 15, dropping to 1.2804.

This high-to-low spread represents a total annual volatility of 1.1650 SRD. From a start-to-finish perspective, comparing the January average rate of 1.3196 to the December average rate of 2.4120, the exchange rate registered a net change of 82.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4454 was up 58.23% compared to the 2019 peak of 1.5455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 12,227 SRD

2019 Average 6,952 SRD

Yearly Trough Low 6,402 SRD

Transaction Impact: A difference of 5,824.89 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5496

1.1744

JanuMarcMayJulySeptNove

GHS to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3191, compared to 1.9153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5962 points.

H1 Avg (Jan–Jun) 1.3191

H2 Avg (Jul–Dec) 1.9153

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 1.1610 SRD (High: 2.4454 / Low: 1.2844). On the other end, August was the most stable month, with a tight range of 0.0064 SRD (High: 1.2952 / Low: 1.2888).

September Spread (Volatile) ±1.1610

August Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0498 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0498

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 1.6356) against the same month in 2019 (average: 1.3603), the exchange rate shifted by +0.2754 (+20.24%).

2020 Avg (September) 1.6356

2019 Avg (September) 1.3603

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3560	1.3055	1.3196
February	1.4019	1.3560	1.3866
March	1.3817	1.2916	1.3368
April	1.3112	1.2804	1.2913
May	1.2971	1.2852	1.2914
June	1.2982	1.2825	1.2890
July	1.2978	1.2825	1.2911
August	1.2952	1.2888	1.2921
September	2.4454	1.2844	1.6356
October	2.4436	2.4236	2.4350
November	2.4319	2.4149	2.4260
December	2.4236	2.3699	2.4120