2012 GHS to SZL Historical Review

YEARLY HIGH

4.9925 SZL

YEARLY LOW

4.1382 SZL

YEARLY AVERAGE

4.4407 SZL

2012 GHS to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 4.9925. Conversely, the yearly low was recorded on August 10, dropping to 4.1382.

This high-to-low spread represents a total annual volatility of 0.8543 SZL. From a start-to-finish perspective, comparing the January average rate of 4.7409 to the December average rate of 4.5498, the exchange rate registered a net change of -4.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.9925 was down 4.99% compared to the 2011 peak of 5.2548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 24,962 SZL

2011 Average 23,411 SZL

Yearly Trough Low 20,691 SZL

Transaction Impact: A difference of 4,271.51 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.7923

4.1765

JanuMarcMayJulySeptNove

GHS to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4456, compared to 4.4359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 4.4456

H2 Avg (Jul–Dec) 4.4359

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.4528 SZL (High: 4.9925 / Low: 4.5397). On the other end, November was the most stable month, with a tight range of 0.1471 SZL (High: 4.7325 / Low: 4.5855).

January Spread (Volatile) ±0.4528

November Spread (Stable) ±0.1471

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2164 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 4.7409) against the same month in 2011 (average: 4.5975), the exchange rate shifted by +0.1435 (+3.12%).

2012 Avg (January) 4.7409

2011 Avg (January) 4.5975

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.9925	4.5397	4.7409
February	4.6322	4.3413	4.5246
March	4.5408	4.2639	4.3726
April	4.4585	4.1783	4.3287
May	4.5056	4.1661	4.3303
June	4.5838	4.2120	4.3767
July	4.3575	4.1696	4.2278
August	4.3902	4.1382	4.2514
September	4.4575	4.2844	4.3434
October	4.6664	4.3640	4.5843
November	4.7325	4.5855	4.6586
December	4.6575	4.4434	4.5498