2020 GHS to TJS Historical Review

YEARLY HIGH

1.9463 TJS

YEARLY LOW

1.6964 TJS

YEARLY AVERAGE

1.7983 TJS

2020 GHS to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 1.9463. Conversely, the yearly low was recorded on January 5, dropping to 1.6964.

This high-to-low spread represents a total annual volatility of 0.2500 TJS. From a start-to-finish perspective, comparing the January average rate of 1.7151 to the December average rate of 1.9300, the exchange rate registered a net change of 12.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9463 was down 0.25% compared to the 2019 peak of 1.9512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 9,732 TJS

2019 Average 8,877 TJS

Yearly Trough Low 8,482 TJS

Transaction Impact: A difference of 1,249.83 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9515

1.6936

JanuMarcMayJulySeptNove

GHS to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7673, compared to 1.8292 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0618 points.

H1 Avg (Jan–Jun) 1.7673

H2 Avg (Jul–Dec) 1.8292

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1767 TJS (High: 1.9463 / Low: 1.7697). On the other end, August was the most stable month, with a tight range of 0.0079 TJS (High: 1.7914 / Low: 1.7835).

November Spread (Volatile) ±0.1767

August Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0414 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0414

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.9130) against the same month in 2019 (average: 1.7481), the exchange rate shifted by +0.1649 (+9.43%).

2020 Avg (November) 1.9130

2019 Avg (November) 1.7481

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7625	1.6964	1.7151
February	1.8228	1.7625	1.8023
March	1.7978	1.7043	1.7609
April	1.7948	1.7565	1.7716
May	1.7854	1.7622	1.7748
June	1.7842	1.7697	1.7792
July	1.7919	1.7725	1.7843
August	1.7914	1.7835	1.7875
September	1.7886	1.7781	1.7837
October	1.7817	1.7711	1.7765
November	1.9463	1.7697	1.9130
December	1.9393	1.8974	1.9300