YEARLY HIGH
1.8884 CAD
YEARLY LOW
1.7525 CAD
YEARLY AVERAGE
1.8420 CAD

2025 GIP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GIP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 1.8884. Conversely, the yearly low was recorded on January 14, dropping to 1.7525.

This high-to-low spread represents a total annual volatility of 0.1359 CAD. From a start-to-finish perspective, comparing the January average rate of 1.7786 to the December average rate of 1.8465, the exchange rate registered a net change of 3.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.8884 was up 3.82% compared to the 2024 peak of 1.8189, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GIP based on timing:

Yearly Peak High 9,442 CAD
2024 Average 8,757 CAD
Yearly Trough Low 8,763 CAD
Transaction Impact: A difference of 679.35 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.8795
1.7694
JanuMarcMayJulySeptNove

GIP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8281, compared to 1.8559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0278 points.

H1 Avg (Jan–Jun) 1.8281
H2 Avg (Jul–Dec) 1.8559

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0509 CAD (High: 1.8034 / Low: 1.7525). On the other end, December was the most stable month, with a tight range of 0.0220 CAD (High: 1.8625 / Low: 1.8405).

January Spread (Volatile) ±0.0509
December Spread (Stable) ±0.0220

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0234 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 1.8703) against the same month in 2024 (average: 1.7950), the exchange rate shifted by +0.0753 (+4.20%).

2025 Avg (October) 1.8703
2024 Avg (October) 1.7950

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8034 1.7525 1.7786
February 1.8198 1.7722 1.7925
March 1.8693 1.8189 1.8537
April 1.8584 1.8075 1.8361
May 1.8663 1.8344 1.8522
June 1.8814 1.8373 1.8555
July 1.8756 1.8304 1.8470
August 1.8741 1.8311 1.8566
September 1.8785 1.8447 1.8678
October 1.8884 1.8396 1.8703
November 1.8595 1.8342 1.8469
December 1.8625 1.8405 1.8465