YEARLY HIGH
67.3542 PHP
YEARLY LOW
59.1547 PHP
YEARLY AVERAGE
63.6556 PHP

2020 GIP to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GIP to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 67.3542. Conversely, the yearly low was recorded on March 19, dropping to 59.1547.

This high-to-low spread represents a total annual volatility of 8.1996 PHP. From a start-to-finish perspective, comparing the January average rate of 66.4692 to the December average rate of 64.6628, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 67.3542 was down 4.94% compared to the 2019 peak of 70.8532, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GIP based on timing:

Yearly Peak High 336,771 PHP
2019 Average 330,581 PHP
Yearly Trough Low 295,773 PHP
Transaction Impact: A difference of 40,997.85 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

66.9034
61.6931
JanuMarcMayJulySeptNove

GIP to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 63.8336, compared to 63.4777 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3559 points.

H1 Avg (Jan–Jun) 63.8336
H2 Avg (Jul–Dec) 63.4777

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.9438 PHP (High: 66.0985 / Low: 59.1547). On the other end, October was the most stable month, with a tight range of 1.3031 PHP (High: 63.7440 / Low: 62.4409).

March Spread (Volatile) ±6.9438
October Spread (Stable) ±1.3031

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.8833 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.8833

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 66.4692) against the same month in 2019 (average: 67.6685), the exchange rate shifted by -1.1993 (-1.77%).

2020 Avg (January) 66.4692
2019 Avg (January) 67.6685

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 67.3542 65.5436 66.4692
February 67.3542 65.3058 65.8856
March 66.0985 59.1547 63.0023
April 63.8751 61.9270 62.8784
May 63.0342 61.2028 62.1273
June 63.5630 61.3994 62.6387
July 64.4626 61.6698 62.5853
August 64.8143 63.3825 64.0809
September 65.1422 61.7714 62.8327
October 63.7440 62.4409 62.9452
November 64.3549 62.5994 63.7593
December 65.6453 63.6684 64.6628