YEARLY HIGH
5.3358 SAR
YEARLY LOW
4.9552 SAR
YEARLY AVERAGE
5.1602 SAR

2021 GIP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GIP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 5.3358. Conversely, the yearly low was recorded on December 8, dropping to 4.9552.

This high-to-low spread represents a total annual volatility of 0.3805 SAR. From a start-to-finish perspective, comparing the January average rate of 5.1177 to the December average rate of 4.9946, the exchange rate registered a net change of -2.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.3358 was up 4.04% compared to the 2020 peak of 5.1286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GIP based on timing:

Yearly Peak High 26,679 SAR
2020 Average 24,086 SAR
Yearly Trough Low 24,776 SAR
Transaction Impact: A difference of 1,902.68 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.3078
4.9661
JanuMarcMayJulySeptNove

GIP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2071, compared to 5.1133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0939 points.

H1 Avg (Jan–Jun) 5.2071
H2 Avg (Jul–Dec) 5.1133

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.1852 SAR (High: 5.3054 / Low: 5.1202). On the other end, January was the most stable month, with a tight range of 0.0830 SAR (High: 5.1539 / Low: 5.0709).

February Spread (Volatile) ±0.1852
January Spread (Stable) ±0.0830

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0901 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0901

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 5.2794) against the same month in 2020 (average: 4.6197), the exchange rate shifted by +0.6597 (+14.28%).

2021 Avg (May) 5.2794
2020 Avg (May) 4.6197

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1539 5.0709 5.1177
February 5.3054 5.1202 5.2038
March 5.2461 5.1332 5.1978
April 5.2477 5.1406 5.1891
May 5.3358 5.1821 5.2794
June 5.3166 5.1756 5.2551
July 5.2380 5.1131 5.1821
August 5.2227 5.1077 5.1735
September 5.1998 5.0368 5.1539
October 5.1849 5.0804 5.1329
November 5.1370 4.9877 5.0428
December 5.0800 4.9552 4.9946