2012 GIP to SGD Historical Review

YEARLY HIGH

2.0218 SGD

YEARLY LOW

1.9447 SGD

YEARLY AVERAGE

1.9811 SGD

2012 GIP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GIP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 2.0218. Conversely, the yearly low was recorded on November 14, dropping to 1.9447.

This high-to-low spread represents a total annual volatility of 0.0771 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9848 to the December average rate of 1.9599, the exchange rate registered a net change of -1.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.0218 was down 2.42% compared to the 2011 peak of 2.0720, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GIP based on timing:

Yearly Peak High 10,109 SGD

2011 Average 10,074 SGD

Yearly Trough Low 9,724 SGD

Transaction Impact: A difference of 385.46 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.0150

1.9491

JanuMarcMayJulySeptNove

GIP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9928, compared to 1.9694 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0234 points.

H1 Avg (Jan–Jun) 1.9928

H2 Avg (Jul–Dec) 1.9694

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0465 SGD (High: 2.0152 / Low: 1.9686). On the other end, November was the most stable month, with a tight range of 0.0143 SGD (High: 1.9590 / Low: 1.9447).

January Spread (Volatile) ±0.0465

November Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0234 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 2.0095) against the same month in 2011 (average: 2.0244), the exchange rate shifted by -0.0149 (-0.74%).

2012 Avg (May) 2.0095

2011 Avg (May) 2.0244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0152	1.9686	1.9848
February	2.0021	1.9676	1.9831
March	2.0056	1.9709	1.9915
April	2.0128	1.9817	2.0019
May	2.0218	1.9903	2.0095
June	1.9994	1.9715	1.9861
July	2.0002	1.9693	1.9866
August	1.9936	1.9598	1.9779
September	1.9893	1.9644	1.9757
October	1.9762	1.9504	1.9616
November	1.9590	1.9447	1.9546
December	1.9683	1.9533	1.9599