YEARLY HIGH
1.6743 BDT
YEARLY LOW
1.6327 BDT
YEARLY AVERAGE
1.6484 BDT

2020 GMD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 1.6743. Conversely, the yearly low was recorded on August 18, dropping to 1.6327.

This high-to-low spread represents a total annual volatility of 0.0416 BDT. From a start-to-finish perspective, comparing the January average rate of 1.6577 to the December average rate of 1.6383, the exchange rate registered a net change of -1.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6743 was down 2.62% compared to the 2019 peak of 1.7194, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 8,371 BDT
2019 Average 8,425 BDT
Yearly Trough Low 8,164 BDT
Transaction Impact: A difference of 207.80 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6685
1.6341
JanuMarcMayJulySeptNove

GMD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6587, compared to 1.6380 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0207 points.

H1 Avg (Jan–Jun) 1.6587
H2 Avg (Jul–Dec) 1.6380

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0236 BDT (High: 1.6743 / Low: 1.6506). On the other end, December was the most stable month, with a tight range of 0.0040 BDT (High: 1.6393 / Low: 1.6353).

April Spread (Volatile) ±0.0236
December Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0103 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.6646) against the same month in 2019 (average: 1.7007), the exchange rate shifted by -0.0361 (-2.13%).

2020 Avg (April) 1.6646
2019 Avg (April) 1.7007

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6650 1.6526 1.6577
February 1.6713 1.6597 1.6641
March 1.6724 1.6490 1.6656
April 1.6743 1.6506 1.6646
May 1.6625 1.6467 1.6543
June 1.6501 1.6422 1.6458
July 1.6454 1.6353 1.6387
August 1.6394 1.6327 1.6369
September 1.6406 1.6360 1.6382
October 1.6400 1.6349 1.6382
November 1.6398 1.6352 1.6379
December 1.6393 1.6353 1.6383