2020 GMD to CZK Historical Review

YEARLY HIGH

0.5120 CZK

YEARLY LOW

0.4118 CZK

YEARLY AVERAGE

0.4511 CZK

2020 GMD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.5120. Conversely, the yearly low was recorded on December 30, dropping to 0.4118.

This high-to-low spread represents a total annual volatility of 0.1002 CZK. From a start-to-finish perspective, comparing the January average rate of 0.4438 to the December average rate of 0.4173, the exchange rate registered a net change of -5.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5120 was up 8.56% compared to the 2019 peak of 0.4716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 2,560 CZK

2019 Average 2,289 CZK

Yearly Trough Low 2,059 CZK

Transaction Impact: A difference of 501.10 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4996

0.4098

JanuMarcMayJulySeptNove

GMD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4674, compared to 0.4347 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0327 points.

H1 Avg (Jan–Jun) 0.4674

H2 Avg (Jul–Dec) 0.4347

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0737 CZK (High: 0.5120 / Low: 0.4384). On the other end, January was the most stable month, with a tight range of 0.0084 CZK (High: 0.4485 / Low: 0.4401).

March Spread (Volatile) ±0.0737

January Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0275 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0275

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4722) against the same month in 2019 (average: 0.4582), the exchange rate shifted by +0.0140 (+3.06%).

2020 Avg (March) 0.4722

2019 Avg (March) 0.4582

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4485	0.4401	0.4438
February	0.4567	0.4443	0.4502
March	0.5120	0.4384	0.4722
April	0.5057	0.4789	0.4921
May	0.4974	0.4706	0.4868
June	0.4668	0.4536	0.4593
July	0.4599	0.4263	0.4473
August	0.4314	0.4219	0.4269
September	0.4510	0.4251	0.4384
October	0.4527	0.4413	0.4467
November	0.4525	0.4229	0.4315
December	0.4226	0.4118	0.4173