2020 GMD to ILS Historical Review

YEARLY HIGH

0.0754 ILS

YEARLY LOW

0.0621 ILS

YEARLY AVERAGE

0.0668 ILS

2020 GMD to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.0754. Conversely, the yearly low was recorded on December 31, dropping to 0.0621.

This high-to-low spread represents a total annual volatility of 0.0133 ILS. From a start-to-finish perspective, comparing the January average rate of 0.0676 to the December average rate of 0.0627, the exchange rate registered a net change of -7.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0754 was down 0.48% compared to the 2019 peak of 0.0758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 377 ILS

2019 Average 356 ILS

Yearly Trough Low 310 ILS

Transaction Impact: A difference of 66.72 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0713

0.0619

JanuMarcMayJulySeptNove

GMD to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0685, compared to 0.0652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.0685

H2 Avg (Jul–Dec) 0.0652

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0079 ILS (High: 0.0754 / Low: 0.0675). On the other end, January was the most stable month, with a tight range of 0.0006 ILS (High: 0.0678 / Low: 0.0673).

March Spread (Volatile) ±0.0079

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0022 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0705) against the same month in 2019 (average: 0.0729), the exchange rate shifted by -0.0024 (-3.33%).

2020 Avg (March) 0.0705

2019 Avg (March) 0.0729

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0678	0.0673	0.0676
February	0.0684	0.0666	0.0673
March	0.0754	0.0675	0.0705
April	0.0716	0.0681	0.0700
May	0.0690	0.0680	0.0685
June	0.0679	0.0663	0.0670
July	0.0669	0.0657	0.0663
August	0.0659	0.0647	0.0656
September	0.0673	0.0648	0.0661
October	0.0663	0.0652	0.0656
November	0.0659	0.0638	0.0649
December	0.0636	0.0621	0.0627