YEARLY HIGH
3.9053 LRD
YEARLY LOW
3.0127 LRD
YEARLY AVERAGE
3.7253 LRD

2020 GMD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 3.9053. Conversely, the yearly low was recorded on November 17, dropping to 3.0127.

This high-to-low spread represents a total annual volatility of 0.8926 LRD. From a start-to-finish perspective, comparing the January average rate of 3.7410 to the December average rate of 3.1159, the exchange rate registered a net change of -16.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9053 was down 6.62% compared to the 2019 peak of 4.1824, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 19,527 LRD
2019 Average 18,588 LRD
Yearly Trough Low 15,064 LRD
Transaction Impact: A difference of 4,462.89 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9610
3.0390
JanuMarcMayJulySeptNove

GMD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8472, compared to 3.6034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2438 points.

H1 Avg (Jan–Jun) 3.8472
H2 Avg (Jul–Dec) 3.6034

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.5235 LRD (High: 3.5362 / Low: 3.0127). On the other end, August was the most stable month, with a tight range of 0.0062 LRD (High: 3.8489 / Low: 3.8428).

November Spread (Volatile) ±0.5235
August Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5450 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5450

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.8835) against the same month in 2019 (average: 3.2678), the exchange rate shifted by +0.6156 (+18.84%).

2020 Avg (March) 3.8835
2019 Avg (March) 3.2678

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8209 3.6605 3.7410
February 3.8907 3.8160 3.8520
March 3.9053 3.8723 3.8835
April 3.8900 3.8763 3.8842
May 3.8821 3.8506 3.8642
June 3.8652 3.8503 3.8583
July 3.8646 3.8455 3.8510
August 3.8489 3.8428 3.8465
September 3.8540 3.8393 3.8462
October 3.8438 3.5362 3.7528
November 3.5362 3.0127 3.2078
December 3.1733 3.0483 3.1159