2021 GMD to PLN Historical Review

YEARLY HIGH

0.0801 PLN

YEARLY LOW

0.0710 PLN

YEARLY AVERAGE

0.0749 PLN

2021 GMD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.0801. Conversely, the yearly low was recorded on January 6, dropping to 0.0710.

This high-to-low spread represents a total annual volatility of 0.0091 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0722 to the December average rate of 0.0777, the exchange rate registered a net change of 7.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0801 was down 4.98% compared to the 2020 peak of 0.0843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 400 PLN

2020 Average 379 PLN

Yearly Trough Low 355 PLN

Transaction Impact: A difference of 45.62 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0787

0.0716

JanuMarcMayJulySeptNove

GMD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0734, compared to 0.0765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0734

H2 Avg (Jul–Dec) 0.0765

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0044 PLN (High: 0.0775 / Low: 0.0731). On the other end, February was the most stable month, with a tight range of 0.0014 PLN (High: 0.0731 / Low: 0.0717).

March Spread (Volatile) ±0.0044

February Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0018 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0781) against the same month in 2020 (average: 0.0733), the exchange rate shifted by +0.0048 (+6.53%).

2021 Avg (November) 0.0781

2020 Avg (November) 0.0733

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0730	0.0710	0.0722
February	0.0731	0.0717	0.0723
March	0.0775	0.0731	0.0754
April	0.0763	0.0736	0.0746
May	0.0744	0.0715	0.0727
June	0.0750	0.0714	0.0732
July	0.0763	0.0742	0.0754
August	0.0767	0.0748	0.0759
September	0.0775	0.0741	0.0755
October	0.0773	0.0756	0.0764
November	0.0801	0.0759	0.0781
December	0.0784	0.0765	0.0777