2020 GTQ to BAM Historical Review

YEARLY HIGH

0.2393 BAM

YEARLY LOW

0.2044 BAM

YEARLY AVERAGE

0.2224 BAM

2020 GTQ to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.2393. Conversely, the yearly low was recorded on December 31, dropping to 0.2044.

This high-to-low spread represents a total annual volatility of 0.0349 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2288 to the December average rate of 0.2059, the exchange rate registered a net change of -10.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2393 was up 2.86% compared to the 2019 peak of 0.2327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 1,197 BAM

2019 Average 1,135 BAM

Yearly Trough Low 1,022 BAM

Transaction Impact: A difference of 174.62 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2374

0.2030

JanuMarcMayJulySeptNove

GTQ to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2310, compared to 0.2137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0173 points.

H1 Avg (Jan–Jun) 0.2310

H2 Avg (Jul–Dec) 0.2137

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0162 BAM (High: 0.2393 / Low: 0.2232). On the other end, October was the most stable month, with a tight range of 0.0030 BAM (High: 0.2150 / Low: 0.2120).

March Spread (Volatile) ±0.0162

October Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0074 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2300) against the same month in 2019 (average: 0.2248), the exchange rate shifted by +0.0052 (+2.30%).

2020 Avg (March) 0.2300

2019 Avg (March) 0.2248

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2319	0.2261	0.2288
February	0.2375	0.2307	0.2346
March	0.2393	0.2232	0.2300
April	0.2355	0.2319	0.2336
May	0.2354	0.2285	0.2331
June	0.2289	0.2236	0.2259
July	0.2267	0.2140	0.2221
August	0.2164	0.2125	0.2147
September	0.2163	0.2111	0.2138
October	0.2150	0.2120	0.2136
November	0.2153	0.2087	0.2122
December	0.2091	0.2044	0.2059