2020 GTQ to BIF Historical Review

YEARLY HIGH

250.6471 BIF

YEARLY LOW

238.7526 BIF

YEARLY AVERAGE

247.8927 BIF

2020 GTQ to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 17, valuing the pair at 250.6471. Conversely, the yearly low was recorded on March 26, dropping to 238.7526.

This high-to-low spread represents a total annual volatility of 11.8945 BIF. From a start-to-finish perspective, comparing the January average rate of 244.8291 to the December average rate of 248.8752, the exchange rate registered a net change of 1.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 250.6471 was up 2.40% compared to the 2019 peak of 244.7785, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 1,253,236 BIF

2019 Average 1,196,188 BIF

Yearly Trough Low 1,193,763 BIF

Transaction Impact: A difference of 59,472.51 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

250.9129

244.2760

JanuMarcMayJulySeptNove

GTQ to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 246.4914, compared to 249.2940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8026 points.

H1 Avg (Jan–Jun) 246.4914

H2 Avg (Jul–Dec) 249.2940

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.5830 BIF (High: 248.3356 / Low: 238.7526). On the other end, August was the most stable month, with a tight range of 0.6864 BIF (High: 250.6471 / Low: 249.9608).

March Spread (Volatile) ±9.5830

August Spread (Stable) ±0.6864

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.3433 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.3433

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 250.3598) against the same month in 2019 (average: 240.4492), the exchange rate shifted by +9.9106 (+4.12%).

2020 Avg (August) 250.3598

2019 Avg (August) 240.4492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	246.7312	242.9613	244.8291
February	247.8608	245.6597	247.0264
March	248.3356	238.7526	245.9850
April	247.5266	244.8481	245.9648
May	248.6014	245.8852	247.2660
June	249.3654	246.8565	247.8770
July	250.4988	248.0545	249.9715
August	250.6471	249.9608	250.3598
September	250.5617	248.2207	249.0165
October	249.0336	248.2187	248.6353
November	249.9892	248.1556	248.9054
December	249.4215	248.1604	248.8752