2020 GTQ to GHS Historical Review

YEARLY HIGH

0.7634 GHS

YEARLY LOW

0.6960 GHS

YEARLY AVERAGE

0.7424 GHS

2020 GTQ to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.7634. Conversely, the yearly low was recorded on February 22, dropping to 0.6960.

This high-to-low spread represents a total annual volatility of 0.0674 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7342 to the December average rate of 0.7519, the exchange rate registered a net change of 2.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7634 was down 59.74% compared to the 2019 peak of 1.8963, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 3,817 GHS

2019 Average 3,499 GHS

Yearly Trough Low 3,480 GHS

Transaction Impact: A difference of 337.12 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7567

0.6990

JanuMarcMayJulySeptNove

GTQ to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7359, compared to 0.7489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 0.7359

H2 Avg (Jul–Dec) 0.7489

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0464 GHS (High: 0.7495 / Low: 0.7031). On the other end, November was the most stable month, with a tight range of 0.0040 GHS (High: 0.7509 / Low: 0.7469).

March Spread (Volatile) ±0.0464

November Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0305 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.7519) against the same month in 2019 (average: 0.7410), the exchange rate shifted by +0.0108 (+1.46%).

2020 Avg (December) 0.7519

2019 Avg (December) 0.7410

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7410	0.7176	0.7342
February	0.7176	0.6960	0.7038
March	0.7495	0.7031	0.7258
April	0.7560	0.7404	0.7492
May	0.7535	0.7462	0.7503
June	0.7562	0.7471	0.7519
July	0.7552	0.7473	0.7504
August	0.7533	0.7473	0.7493
September	0.7500	0.7432	0.7460
October	0.7492	0.7443	0.7470
November	0.7509	0.7469	0.7489
December	0.7634	0.7468	0.7519