2020 GTQ to NAD Historical Review

YEARLY HIGH

2.4736 NAD

YEARLY LOW

1.8172 NAD

YEARLY AVERAGE

2.1343 NAD

2020 GTQ to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 2.4736. Conversely, the yearly low was recorded on January 4, dropping to 1.8172.

This high-to-low spread represents a total annual volatility of 0.6564 NAD. From a start-to-finish perspective, comparing the January average rate of 1.8650 to the December average rate of 1.9059, the exchange rate registered a net change of 2.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4736 was down 48.64% compared to the 2019 peak of 4.8162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 12,368 NAD

2019 Average 9,422 NAD

Yearly Trough Low 9,086 NAD

Transaction Impact: A difference of 3,281.96 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4614

1.8108

JanuMarcMayJulySeptNove

GTQ to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1634, compared to 2.1051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0582 points.

H1 Avg (Jan–Jun) 2.1634

H2 Avg (Jul–Dec) 2.1051

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3222 NAD (High: 2.3174 / Low: 1.9951). On the other end, July was the most stable month, with a tight range of 0.0789 NAD (High: 2.2176 / Low: 2.1386).

March Spread (Volatile) ±0.3222

July Spread (Stable) ±0.0789

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1403 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.4071) against the same month in 2019 (average: 1.8521), the exchange rate shifted by +0.5550 (+29.97%).

2020 Avg (April) 2.4071

2019 Avg (April) 1.8521

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9284	1.8172	1.8650
February	2.0196	1.9284	1.9591
March	2.3174	1.9951	2.1624
April	2.4736	2.3192	2.4071
May	2.4249	2.2652	2.3618
June	2.2733	2.1579	2.2247
July	2.2176	2.1386	2.1755
August	2.2976	2.1475	2.2513
September	2.2455	2.0888	2.1661
October	2.3289	2.0760	2.1361
November	2.0920	1.9527	1.9958
December	1.9643	1.8652	1.9059