YEARLY HIGH
0.5625 PLN
YEARLY LOW
0.4640 PLN
YEARLY AVERAGE
0.5048 PLN

2020 GTQ to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.5625. Conversely, the yearly low was recorded on December 17, dropping to 0.4640.

This high-to-low spread represents a total annual volatility of 0.0985 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4970 to the December average rate of 0.4712, the exchange rate registered a net change of -5.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5625 was up 8.09% compared to the 2019 peak of 0.5204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 2,812 PLN
2019 Average 2,493 PLN
Yearly Trough Low 2,320 PLN
Transaction Impact: A difference of 492.42 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5498
0.4641
JanuMarcMayJulySeptNove

GTQ to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5211, compared to 0.4885 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0326 points.

H1 Avg (Jan–Jun) 0.5211
H2 Avg (Jul–Dec) 0.4885

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0691 PLN (High: 0.5625 / Low: 0.4934). On the other end, August was the most stable month, with a tight range of 0.0105 PLN (High: 0.4876 / Low: 0.4771).

March Spread (Volatile) ±0.0691
August Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0258 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0258

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5217) against the same month in 2019 (average: 0.4946), the exchange rate shifted by +0.0271 (+5.47%).

2020 Avg (March) 0.5217
2019 Avg (March) 0.4946

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5079 0.4898 0.4970
February 0.5193 0.5046 0.5130
March 0.5625 0.4934 0.5217
April 0.5509 0.5343 0.5426
May 0.5486 0.5200 0.5391
June 0.5193 0.5053 0.5133
July 0.5163 0.4824 0.5046
August 0.4876 0.4771 0.4832
September 0.5051 0.4764 0.4896
October 0.5082 0.4849 0.4955
November 0.5082 0.4796 0.4871
December 0.4778 0.4640 0.4712