YEARLY HIGH
3.6679 UAH
YEARLY LOW
3.0696 UAH
YEARLY AVERAGE
3.4916 UAH

2020 GTQ to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 3.6679. Conversely, the yearly low was recorded on January 5, dropping to 3.0696.

This high-to-low spread represents a total annual volatility of 0.5983 UAH. From a start-to-finish perspective, comparing the January average rate of 3.1398 to the December average rate of 3.6090, the exchange rate registered a net change of 14.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.6679 was up 0.23% compared to the 2019 peak of 3.6595, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 18,340 UAH
2019 Average 16,764 UAH
Yearly Trough Low 15,348 UAH
Transaction Impact: A difference of 2,991.46 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.6919
3.0896
JanuMarcMayJulySeptNove

GTQ to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3799, compared to 3.6032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2233 points.

H1 Avg (Jan–Jun) 3.3799
H2 Avg (Jul–Dec) 3.6032

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4332 UAH (High: 3.6560 / Low: 3.2228). On the other end, October was the most stable month, with a tight range of 0.0252 UAH (High: 3.6510 / Low: 3.6257).

March Spread (Volatile) ±0.4332
October Spread (Stable) ±0.0252

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0453 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0453

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 3.6342) against the same month in 2019 (average: 3.1573), the exchange rate shifted by +0.4769 (+15.10%).

2020 Avg (November) 3.6342
2019 Avg (November) 3.1573

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2683 3.0696 3.1398
February 3.2683 3.1962 3.2163
March 3.6560 3.2228 3.4477
April 3.5958 3.4911 3.5261
May 3.5114 3.4401 3.4808
June 3.4862 3.4499 3.4685
July 3.6204 3.4657 3.5501
August 3.6050 3.5377 3.5720
September 3.6376 3.5718 3.6123
October 3.6510 3.6257 3.6417
November 3.6679 3.6084 3.6342
December 3.6555 3.5573 3.6090