2021 ALL to HRK Historical Review

YEARLY HIGH

0.0625 HRK

YEARLY LOW

0.0607 HRK

YEARLY AVERAGE

0.0615 HRK

2021 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 29, valuing the pair at 0.0625. Conversely, the yearly low was recorded on June 6, dropping to 0.0607.

This high-to-low spread represents a total annual volatility of 0.0018 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0612 to the December average rate of 0.0622, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0625 was down 17.16% compared to the 2020 peak of 0.0755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 313 HRK

2020 Average 305 HRK

Yearly Trough Low 303 HRK

Transaction Impact: A difference of 9.15 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0624

0.0610

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0613, compared to 0.0617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0613

H2 Avg (Jul–Dec) 0.0617

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0018 HRK (High: 0.0625 / Low: 0.0608). On the other end, December was the most stable month, with a tight range of 0.0006 HRK (High: 0.0625 / Low: 0.0619).

November Spread (Volatile) ±0.0018

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0616) against the same month in 2020 (average: 0.0611), the exchange rate shifted by +0.0005 (+0.87%).

2021 Avg (November) 0.0616

2020 Avg (November) 0.0611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0619	0.0610	0.0612
February	0.0617	0.0610	0.0612
March	0.0617	0.0610	0.0615
April	0.0618	0.0611	0.0614
May	0.0615	0.0608	0.0611
June	0.0616	0.0607	0.0611
July	0.0617	0.0610	0.0613
August	0.0620	0.0612	0.0616
September	0.0620	0.0613	0.0617
October	0.0620	0.0609	0.0617
November	0.0625	0.0608	0.0616
December	0.0625	0.0619	0.0622

૨૦૨૫ ALL થી HRK ઐતિહાસિક સમીક્ષા