YEARLY HIGH
3.4269 GHS
YEARLY LOW
3.1912 GHS
YEARLY AVERAGE
3.2971 GHS

2021 ANG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ANG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 3.4269. Conversely, the yearly low was recorded on March 8, dropping to 3.1912.

This high-to-low spread represents a total annual volatility of 0.2357 GHS. From a start-to-finish perspective, comparing the January average rate of 3.2594 to the December average rate of 3.4080, the exchange rate registered a net change of 4.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.4269 was down 2.70% compared to the 2020 peak of 3.5218, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ANG based on timing:

Yearly Peak High 17,134 GHS
2020 Average 16,137 GHS
Yearly Trough Low 15,956 GHS
Transaction Impact: A difference of 1,178.56 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.4287
3.1795
JanuMarcMayJulySeptNove

ANG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2268, compared to 3.3674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1406 points.

H1 Avg (Jan–Jun) 3.2268
H2 Avg (Jul–Dec) 3.3674

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0720 GHS (High: 3.3325 / Low: 3.2605). On the other end, April was the most stable month, with a tight range of 0.0135 GHS (High: 3.2247 / Low: 3.2113).

July Spread (Volatile) ±0.0720
April Spread (Stable) ±0.0135

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0314 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0314

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.4080) against the same month in 2020 (average: 3.2690), the exchange rate shifted by +0.1390 (+4.25%).

2021 Avg (December) 3.4080
2020 Avg (December) 3.2690

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2870 3.2466 3.2594
February 3.2486 3.2033 3.2279
March 3.2214 3.1912 3.2002
April 3.2247 3.2113 3.2194
May 3.2286 3.2097 3.2164
June 3.2577 3.2207 3.2373
July 3.3325 3.2605 3.3069
August 3.3705 3.3147 3.3532
September 3.3761 3.3203 3.3609
October 3.3869 3.3672 3.3773
November 3.4175 3.3732 3.3980
December 3.4269 3.3778 3.4080