YEARLY HIGH
4.9692 HRK
YEARLY LOW
4.5705 HRK
YEARLY AVERAGE
4.7816 HRK

2021 AUD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AUD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 4.9692. Conversely, the yearly low was recorded on August 21, dropping to 4.5705.

This high-to-low spread represents a total annual volatility of 0.3987 HRK. From a start-to-finish perspective, comparing the January average rate of 4.7951 to the December average rate of 4.7599, the exchange rate registered a net change of -0.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.9692 was up 4.45% compared to the 2020 peak of 4.7576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 24,846 HRK
2020 Average 22,785 HRK
Yearly Trough Low 22,852 HRK
Transaction Impact: A difference of 1,993.46 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.9342
4.6240
JanuMarcMayJulySeptNove

AUD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8325, compared to 4.7307 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1019 points.

H1 Avg (Jan–Jun) 4.8325
H2 Avg (Jul–Dec) 4.7307

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.1808 HRK (High: 4.8787 / Low: 4.6978). On the other end, June was the most stable month, with a tight range of 0.0451 HRK (High: 4.7742 / Low: 4.7291).

October Spread (Volatile) ±0.1808
June Spread (Stable) ±0.0451

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0644 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0644

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 4.8576) against the same month in 2020 (average: 4.5494), the exchange rate shifted by +0.3082 (+6.77%).

2021 Avg (February) 4.8576
2020 Avg (February) 4.5494

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8419 4.7322 4.7951
February 4.9692 4.7916 4.8576
March 4.9422 4.8670 4.9083
April 4.9307 4.8408 4.8706
May 4.8696 4.7517 4.8063
June 4.7742 4.7291 4.7573
July 4.7597 4.6430 4.7107
August 4.7063 4.5705 4.6498
September 4.7074 4.6246 4.6604
October 4.8787 4.6978 4.7947
November 4.8813 4.7336 4.8084
December 4.8153 4.6718 4.7599