2025 BAM to PHP Historical Review

YEARLY HIGH

35.5014 PHP

YEARLY LOW

30.5170 PHP

YEARLY AVERAGE

33.2030 PHP

2025 BAM to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 35.5014. Conversely, the yearly low was recorded on February 2, dropping to 30.5170.

This high-to-low spread represents a total annual volatility of 4.9843 PHP. From a start-to-finish perspective, comparing the January average rate of 30.9462 to the December average rate of 35.2403, the exchange rate registered a net change of 13.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 35.5014 was up 8.45% compared to the 2024 peak of 32.7339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 177,507 PHP

2024 Average 158,496 PHP

Yearly Trough Low 152,585 PHP

Transaction Impact: A difference of 24,921.52 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

35.6761

30.4457

JanuMarcMayJulySeptNove

BAM to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.8888, compared to 34.5171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6284 points.

H1 Avg (Jan–Jun) 31.8888

H2 Avg (Jul–Dec) 34.5171

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.8431 PHP (High: 33.3219 / Low: 31.4788). On the other end, July was the most stable month, with a tight range of 0.5583 PHP (High: 34.3300 / Low: 33.7718).

April Spread (Volatile) ±1.8431

July Spread (Stable) ±0.5583

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4479 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 35.2403) against the same month in 2024 (average: 31.3074), the exchange rate shifted by +3.9328 (+12.56%).

2025 Avg (December) 35.2403

2024 Avg (December) 31.3074

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.3878	30.5760	30.9462
February	31.0992	30.5170	30.8816
March	32.0149	30.7551	31.7067
April	33.3219	31.4788	32.5290
May	32.3549	31.6531	32.0811
June	33.8955	32.1884	33.1880
July	34.3300	33.7718	34.0000
August	34.2334	33.5532	33.9834
September	34.9749	33.8778	34.3520
October	35.1977	34.3698	34.7287
November	35.0885	34.4207	34.7985
December	35.5014	34.7124	35.2403

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