YEARLY HIGH
0.1895 NAD
YEARLY LOW
0.1592 NAD
YEARLY AVERAGE
0.1738 NAD

2021 BDT to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.1895. Conversely, the yearly low was recorded on June 7, dropping to 0.1592.

This high-to-low spread represents a total annual volatility of 0.0303 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1778 to the December average rate of 0.1854, the exchange rate registered a net change of 4.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1895 was down 15.71% compared to the 2020 peak of 0.2248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 948 NAD
2020 Average 971 NAD
Yearly Trough Low 796 NAD
Transaction Impact: A difference of 151.69 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1876
0.1610
JanuMarcMayJulySeptNove

BDT to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1714, compared to 0.1763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.1714
H2 Avg (Jul–Dec) 0.1763

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0217 NAD (High: 0.1895 / Low: 0.1678). On the other end, April was the most stable month, with a tight range of 0.0058 NAD (High: 0.1734 / Low: 0.1677).

November Spread (Volatile) ±0.0217
April Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0060 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1803) against the same month in 2020 (average: 0.1834), the exchange rate shifted by -0.0030 (-1.65%).

2021 Avg (November) 0.1803
2020 Avg (November) 0.1834

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1826 0.1722 0.1778
February 0.1779 0.1714 0.1738
March 0.1834 0.1736 0.1768
April 0.1734 0.1677 0.1708
May 0.1708 0.1624 0.1657
June 0.1689 0.1592 0.1633
July 0.1753 0.1684 0.1714
August 0.1802 0.1689 0.1729
September 0.1766 0.1676 0.1738
October 0.1767 0.1685 0.1737
November 0.1895 0.1678 0.1803
December 0.1889 0.1809 0.1854