YEARLY HIGH
0.6017 PHP
YEARLY LOW
0.5616 PHP
YEARLY AVERAGE
0.5791 PHP

2021 BDT to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.6017. Conversely, the yearly low was recorded on June 7, dropping to 0.5616.

This high-to-low spread represents a total annual volatility of 0.0402 PHP. From a start-to-finish perspective, comparing the January average rate of 0.5668 to the December average rate of 0.5865, the exchange rate registered a net change of 3.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6017 was down 1.38% compared to the 2020 peak of 0.6101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 3,009 PHP
2020 Average 2,923 PHP
Yearly Trough Low 2,808 PHP
Transaction Impact: A difference of 200.78 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5950
0.5621
JanuMarcMayJulySeptNove

BDT to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5690, compared to 0.5892 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0201 points.

H1 Avg (Jan–Jun) 0.5690
H2 Avg (Jul–Dec) 0.5892

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0257 PHP (High: 0.5977 / Low: 0.5720). On the other end, March was the most stable month, with a tight range of 0.0036 PHP (High: 0.5745 / Low: 0.5708).

August Spread (Volatile) ±0.0257
March Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0069 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.5901) against the same month in 2020 (average: 0.5826), the exchange rate shifted by +0.0076 (+1.30%).

2021 Avg (July) 0.5901
2020 Avg (July) 0.5826

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5712 0.5628 0.5668
February 0.5777 0.5651 0.5697
March 0.5745 0.5708 0.5728
April 0.5747 0.5692 0.5717
May 0.5694 0.5622 0.5649
June 0.5756 0.5616 0.5682
July 0.6017 0.5790 0.5901
August 0.5977 0.5720 0.5906
September 0.5973 0.5831 0.5886
October 0.5940 0.5873 0.5922
November 0.5915 0.5806 0.5869
December 0.5978 0.5771 0.5865