YEARLY HIGH
249.3826 STD
YEARLY LOW
237.9531 STD
YEARLY AVERAGE
243.5756 STD

2021 BDT to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 249.3826. Conversely, the yearly low was recorded on February 15, dropping to 237.9531.

This high-to-low spread represents a total annual volatility of 11.4296 STD. From a start-to-finish perspective, comparing the January average rate of 241.1938 to the December average rate of 247.3100, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 249.3826 was down 5.44% compared to the 2020 peak of 263.7174, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 1,246,913 STD
2020 Average 1,268,038 STD
Yearly Trough Low 1,189,765 STD
Transaction Impact: A difference of 57,147.80 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

248.0019
239.6996
JanuMarcMayJulySeptNove

BDT to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 242.6081, compared to 244.5431 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9351 points.

H1 Avg (Jan–Jun) 242.6081
H2 Avg (Jul–Dec) 244.5431

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 6.1781 STD (High: 245.9198 / Low: 239.7418). On the other end, August was the most stable month, with a tight range of 1.7935 STD (High: 244.9667 / Low: 243.1733).

March Spread (Volatile) ±6.1781
August Spread (Stable) ±1.7935

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.5992 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.5992

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 247.3100) against the same month in 2020 (average: 243.8163), the exchange rate shifted by +3.4937 (+1.43%).

2021 Avg (December) 247.3100
2020 Avg (December) 243.8163

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 241.8573 239.6878 241.1938
February 241.5553 237.9531 240.3914
March 245.9198 239.7418 242.5796
April 246.5340 243.8002 244.8321
May 246.5693 243.4961 244.6253
June 244.9919 239.9798 242.0261
July 244.0715 241.8499 243.0538
August 244.9667 243.1733 243.9508
September 245.5400 241.5540 243.1095
October 245.6134 243.7653 244.5777
November 247.3396 243.4700 245.2568
December 249.3826 245.4874 247.3100