YEARLY HIGH
0.4359 XDR
YEARLY LOW
0.4088 XDR
YEARLY AVERAGE
0.4245 XDR

2021 BGN to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.4359. Conversely, the yearly low was recorded on November 24, dropping to 0.4088.

This high-to-low spread represents a total annual volatility of 0.0271 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4317 to the December average rate of 0.4122, the exchange rate registered a net change of -4.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4359 was down 0.03% compared to the 2020 peak of 0.4361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 2,180 XDR
2020 Average 2,094 XDR
Yearly Trough Low 2,044 XDR
Transaction Impact: A difference of 135.55 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4336
0.4102
JanuMarcMayJulySeptNove

BGN to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4292, compared to 0.4199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.4292
H2 Avg (Jul–Dec) 0.4199

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0130 XDR (High: 0.4218 / Low: 0.4088). On the other end, July was the most stable month, with a tight range of 0.0028 XDR (High: 0.4261 / Low: 0.4232).

November Spread (Volatile) ±0.0130
July Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0046 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4317) against the same month in 2020 (average: 0.4114), the exchange rate shifted by +0.0203 (+4.94%).

2021 Avg (January) 0.4317
2020 Avg (January) 0.4114

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4359 0.4287 0.4317
February 0.4317 0.4265 0.4295
March 0.4300 0.4219 0.4259
April 0.4314 0.4233 0.4280
May 0.4338 0.4281 0.4312
June 0.4330 0.4224 0.4286
July 0.4261 0.4232 0.4247
August 0.4253 0.4208 0.4234
September 0.4280 0.4203 0.4240
October 0.4223 0.4166 0.4198
November 0.4218 0.4088 0.4152
December 0.4144 0.4104 0.4122