2021 BIF to VND Historical Review

YEARLY HIGH

12.0212 VND

YEARLY LOW

11.3383 VND

YEARLY AVERAGE

11.6197 VND

2021 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 12.0212. Conversely, the yearly low was recorded on November 6, dropping to 11.3383.

This high-to-low spread represents a total annual volatility of 0.6830 VND. From a start-to-finish perspective, comparing the January average rate of 11.8653 to the December average rate of 11.4718, the exchange rate registered a net change of -3.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.0212 was down 4.14% compared to the 2020 peak of 12.5403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 60,106 VND

2020 Average 60,656 VND

Yearly Trough Low 56,691 VND

Transaction Impact: A difference of 3,414.88 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.9137

11.3319

JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7631, compared to 11.4763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2867 points.

H1 Avg (Jan–Jun) 11.7631

H2 Avg (Jul–Dec) 11.4763

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2711 VND (High: 12.0212 / Low: 11.7501). On the other end, September was the most stable month, with a tight range of 0.0854 VND (High: 11.4944 / Low: 11.4090).

January Spread (Volatile) ±0.2711

September Spread (Stable) ±0.0854

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0863 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0863

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 11.8653) against the same month in 2020 (average: 12.2944), the exchange rate shifted by -0.4291 (-3.49%).

2021 Avg (January) 11.8653

2020 Avg (January) 12.2944

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.0212	11.7501	11.8653
February	11.9175	11.6677	11.7984
March	11.8645	11.6977	11.7885
April	11.8730	11.6822	11.7904
May	11.8244	11.6396	11.7041
June	11.7133	11.5921	11.6317
July	11.6758	11.5480	11.6034
August	11.6166	11.4506	11.5192
September	11.4944	11.4090	11.4549
October	11.5111	11.3523	11.4283
November	11.4425	11.3383	11.3804
December	11.5873	11.3651	11.4718

૨૦૨૫ BIF થી VND ઐતિહાસિક સમીક્ષા