2021 BND to PKR Historical Review

YEARLY HIGH

132.0240 PKR

YEARLY LOW

113.4423 PKR

YEARLY AVERAGE

121.2286 PKR

2021 BND to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BND to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 132.0240. Conversely, the yearly low was recorded on April 5, dropping to 113.4423.

This high-to-low spread represents a total annual volatility of 18.5817 PKR. From a start-to-finish perspective, comparing the January average rate of 121.0426 to the December average rate of 130.2380, the exchange rate registered a net change of 7.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 132.0240 was up 6.85% compared to the 2020 peak of 123.5612, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 660,120 PKR

2020 Average 586,862 PKR

Yearly Trough Low 567,211 PKR

Transaction Impact: A difference of 92,908.66 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

131.7915

113.1493

JanuMarcMayJulySeptNove

BND to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 117.4558, compared to 125.0013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.5455 points.

H1 Avg (Jan–Jun) 117.4558

H2 Avg (Jul–Dec) 125.0013

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 5.0686 PKR (High: 118.6153 / Low: 113.5467). On the other end, January was the most stable month, with a tight range of 1.4502 PKR (High: 121.9584 / Low: 120.5082).

March Spread (Volatile) ±5.0686

January Spread (Stable) ±1.4502

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.7231 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -3.7231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 130.2380) against the same month in 2020 (average: 120.2956), the exchange rate shifted by +9.9424 (+8.26%).

2021 Avg (December) 130.2380

2020 Avg (December) 120.2956

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	121.9584	120.5082	121.0426
February	120.8130	118.6554	120.0636
March	118.6153	113.5467	116.3405
April	116.4173	113.4423	114.7028
May	117.3490	114.0430	115.2919
June	118.3006	116.2830	117.2936
July	120.1733	116.6367	118.1695
August	124.1938	120.1733	121.5900
September	126.5070	124.0939	125.0386
October	130.1560	125.6227	127.2856
November	129.7970	125.6320	127.6863
December	132.0240	128.1898	130.2380

૨૦૨૫ BND થી PKR ઐતિહાસિક સમીક્ષા