YEARLY HIGH
3097.3207 STD
YEARLY LOW
2918.2362 STD
YEARLY AVERAGE
3001.7199 STD

2021 BOB to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 3097.3207. Conversely, the yearly low was recorded on February 15, dropping to 2918.2362.

This high-to-low spread represents a total annual volatility of 179.0845 STD. From a start-to-finish perspective, comparing the January average rate of 2968.8484 to the December average rate of 3074.8130, the exchange rate registered a net change of 3.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3097.3207 was down 4.69% compared to the 2020 peak of 3249.6575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 15,486,603 STD
2020 Average 15,587,002 STD
Yearly Trough Low 14,591,181 STD
Transaction Impact: A difference of 895,422.43 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3087.2927
2937.5357
JanuMarcMayJulySeptNove

BOB to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2978.3591, compared to 3025.0806 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 46.7215 points.

H1 Avg (Jan–Jun) 2978.3591
H2 Avg (Jul–Dec) 3025.0806

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 81.5219 STD (High: 3007.1558 / Low: 2925.6338). On the other end, October was the most stable month, with a tight range of 27.8680 STD (High: 3051.1318 / Low: 3023.2639).

June Spread (Volatile) ±81.5219
October Spread (Stable) ±27.8680

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 38.9991 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -38.9991

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3074.8130) against the same month in 2020 (average: 2998.9488), the exchange rate shifted by +75.8641 (+2.53%).

2021 Avg (December) 3074.8130
2020 Avg (December) 2998.9488

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2981.2436 2946.9266 2968.8484
February 2969.2869 2918.2362 2950.0154
March 3016.5480 2944.0759 2975.6664
April 3023.1023 2991.8523 3004.3086
May 3030.5199 2988.4256 3005.1574
June 3007.1558 2925.6338 2966.1584
July 2997.9034 2969.1914 2985.6391
August 3020.9073 2982.1905 3003.9812
September 3045.7618 2995.8281 3003.8247
October 3051.1318 3023.2639 3033.1743
November 3077.3336 3024.4239 3049.0513
December 3097.3207 3056.2186 3074.8130