YEARLY HIGH
3.8854 HKD
YEARLY LOW
3.8273 HKD
YEARLY AVERAGE
3.8563 HKD

2021 BZD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 3.8854. Conversely, the yearly low was recorded on January 3, dropping to 3.8273.

This high-to-low spread represents a total annual volatility of 0.0581 HKD. From a start-to-finish perspective, comparing the January average rate of 3.8445 to the December average rate of 3.8685, the exchange rate registered a net change of 0.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.8854 was down 0.84% compared to the 2020 peak of 3.9181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 19,427 HKD
2020 Average 19,249 HKD
Yearly Trough Low 19,137 HKD
Transaction Impact: A difference of 290.42 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.8709
3.8421
JanuMarcMayJulySeptNove

BZD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8504, compared to 3.8621 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 3.8504
H2 Avg (Jul–Dec) 3.8621

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0478 HKD (High: 3.8819 / Low: 3.8341). On the other end, June was the most stable month, with a tight range of 0.0061 HKD (High: 3.8534 / Low: 3.8473).

May Spread (Volatile) ±0.0478
June Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0028 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.8685) against the same month in 2020 (average: 3.8456), the exchange rate shifted by +0.0229 (+0.60%).

2021 Avg (December) 3.8685
2020 Avg (December) 3.8456

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8511 3.8273 3.8445
February 3.8492 3.8400 3.8460
March 3.8692 3.8475 3.8537
April 3.8700 3.8442 3.8555
May 3.8819 3.8341 3.8527
June 3.8534 3.8473 3.8502
July 3.8649 3.8509 3.8560
August 3.8705 3.8461 3.8616
September 3.8632 3.8543 3.8598
October 3.8690 3.8570 3.8602
November 3.8825 3.8566 3.8664
December 3.8854 3.8441 3.8685