2025 BZD to PHP Historical Review

YEARLY HIGH

29.5185 PHP

YEARLY LOW

27.4730 PHP

YEARLY AVERAGE

28.6144 PHP

2025 BZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 29.5185. Conversely, the yearly low was recorded on May 11, dropping to 27.4730.

This high-to-low spread represents a total annual volatility of 2.0455 PHP. From a start-to-finish perspective, comparing the January average rate of 29.1004 to the December average rate of 29.2524, the exchange rate registered a net change of 0.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 29.5185 was down 0.21% compared to the 2024 peak of 29.5808, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 147,593 PHP

2024 Average 142,163 PHP

Yearly Trough Low 137,365 PHP

Transaction Impact: A difference of 10,227.71 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

29.4420

27.5020

JanuMarcMayJulySeptNove

BZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.4311, compared to 28.7977 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3666 points.

H1 Avg (Jan–Jun) 28.4311

H2 Avg (Jul–Dec) 28.7977

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 1.0185 PHP (High: 29.0215 / Low: 28.0030). On the other end, November was the most stable month, with a tight range of 0.2643 PHP (High: 29.4005 / Low: 29.1362).

July Spread (Volatile) ±1.0185

November Spread (Stable) ±0.2643

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6314 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.6314

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 29.2524) against the same month in 2024 (average: 29.0369), the exchange rate shifted by +0.2154 (+0.74%).

2025 Avg (December) 29.2524

2024 Avg (December) 29.0369

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.3773	28.8748	29.1004
February	29.3887	28.6370	28.8719
March	28.8677	28.4808	28.5977
April	28.6466	27.7601	28.2951
May	27.8843	27.4730	27.6637
June	28.5549	27.6797	28.0576
July	29.0215	28.0030	28.3127
August	29.1835	28.1742	28.4444
September	29.0170	28.1782	28.4844
October	29.3572	28.7778	29.0117
November	29.4005	29.1362	29.2804
December	29.5185	29.0245	29.2524

૨૦૨૫ BZD થી PHP ઐતિહાસિક સમીક્ષા