YEARLY HIGH
88.5188 PKR
YEARLY LOW
75.4625 PKR
YEARLY AVERAGE
80.8294 PKR

2021 BZD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 88.5188. Conversely, the yearly low was recorded on May 12, dropping to 75.4625.

This high-to-low spread represents a total annual volatility of 13.0563 PKR. From a start-to-finish perspective, comparing the January average rate of 79.6344 to the December average rate of 88.0687, the exchange rate registered a net change of 10.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 88.5188 was up 5.38% compared to the 2020 peak of 83.9991, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 442,594 PKR
2020 Average 401,633 PKR
Yearly Trough Low 377,312 PKR
Transaction Impact: A difference of 65,281.60 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

89.2751
74.7974
JanuMarcMayJulySeptNove

BZD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 77.6368, compared to 84.0219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.3851 points.

H1 Avg (Jan–Jun) 77.6368
H2 Avg (Jul–Dec) 84.0219

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.4762 PKR (High: 87.6020 / Low: 84.1258). On the other end, January was the most stable month, with a tight range of 0.4190 PKR (High: 79.8842 / Low: 79.4651).

November Spread (Volatile) ±3.4762
January Spread (Stable) ±0.4190

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.5789 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -1.5789

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 88.0687) against the same month in 2020 (average: 79.5102), the exchange rate shifted by +8.5585 (+10.76%).

2021 Avg (December) 88.0687
2020 Avg (December) 79.5102

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.8842 79.4651 79.6344
February 79.5927 78.2851 79.0630
March 78.3794 75.7409 77.4841
April 76.5521 75.6709 76.0039
May 77.0192 75.4625 76.0479
June 78.5270 76.5896 77.5877
July 80.7104 78.1721 79.4025
August 82.7862 80.6683 81.7329
September 84.7750 82.8971 83.5750
October 86.8857 84.5715 85.3139
November 87.6020 84.1258 86.0384
December 88.5188 86.9190 88.0687