YEARLY HIGH
42.9973 PHP
YEARLY LOW
39.7120 PHP
YEARLY AVERAGE
41.1402 PHP

2025 CAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 42.9973. Conversely, the yearly low was recorded on February 2, dropping to 39.7120.

This high-to-low spread represents a total annual volatility of 3.2853 PHP. From a start-to-finish perspective, comparing the January average rate of 40.5936 to the December average rate of 42.6805, the exchange rate registered a net change of 5.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 42.9973 was down 0.17% compared to the 2024 peak of 43.0702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 214,987 PHP
2024 Average 209,046 PHP
Yearly Trough Low 198,560 PHP
Transaction Impact: A difference of 16,426.34 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

42.9530
39.6825
JanuMarcMayJulySeptNove

CAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.5203, compared to 41.7601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2398 points.

H1 Avg (Jan–Jun) 40.5203
H2 Avg (Jul–Dec) 41.7601

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.2797 PHP (High: 40.9917 / Low: 39.7120). On the other end, March was the most stable month, with a tight range of 0.6400 PHP (High: 40.3807 / Low: 39.7407).

February Spread (Volatile) ±1.2797
March Spread (Stable) ±0.6400

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6060 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.6060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 42.6805) against the same month in 2024 (average: 40.9698), the exchange rate shifted by +1.7106 (+4.18%).

2025 Avg (December) 42.6805
2024 Avg (December) 40.9698

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 40.9169 40.1726 40.5936
February 40.9917 39.7120 40.5611
March 40.3807 39.7407 39.9551
April 41.2472 40.0669 40.6860
May 40.5880 39.7167 40.1287
June 41.8284 40.5920 41.1973
July 42.0475 41.2280 41.5516
August 41.8927 40.8141 41.3677
September 41.8334 40.9756 41.3914
October 42.3868 41.3340 41.6809
November 42.2070 41.5527 41.8885
December 42.9973 41.7583 42.6805