YEARLY HIGH
28.3361 HNL
YEARLY LOW
25.5448 HNL
YEARLY AVERAGE
26.3785 HNL

2021 CHF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CHF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 28.3361. Conversely, the yearly low was recorded on March 31, dropping to 25.5448.

This high-to-low spread represents a total annual volatility of 2.7913 HNL. From a start-to-finish perspective, comparing the January average rate of 27.3257 to the December average rate of 26.3864, the exchange rate registered a net change of -3.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 28.3361 was up 3.22% compared to the 2020 peak of 27.4514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 141,680 HNL
2020 Average 131,876 HNL
Yearly Trough Low 127,724 HNL
Transaction Impact: A difference of 13,956.34 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

27.4572
25.8794
JanuMarcMayJulySeptNove

CHF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.6022, compared to 26.1547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4476 points.

H1 Avg (Jan–Jun) 26.6022
H2 Avg (Jul–Dec) 26.1547

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 1.3171 HNL (High: 28.3361 / Low: 27.0190). On the other end, September was the most stable month, with a tight range of 0.4790 HNL (High: 26.2936 / Low: 25.8147).

January Spread (Volatile) ±1.3171
September Spread (Stable) ±0.4790

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9744 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.9744

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 27.3257) against the same month in 2020 (average: 25.5573), the exchange rate shifted by +1.7684 (+6.92%).

2021 Avg (January) 27.3257
2020 Avg (January) 25.5573

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 28.3361 27.0190 27.3257
February 27.2941 26.5115 26.9932
March 26.5483 25.5448 26.0188
April 26.5445 25.5880 26.1083
May 26.9007 26.3891 26.6923
June 26.9233 25.8453 26.4752
July 26.3443 25.7760 26.0276
August 26.4170 25.7104 26.0109
September 26.2936 25.8147 26.1181
October 26.5045 25.9252 26.1772
November 26.5703 25.7702 26.2080
December 26.7631 26.1019 26.3864