2021 CZK to PEN Historical Review

YEARLY HIGH

0.1921 PEN

YEARLY LOW

0.1644 PEN

YEARLY AVERAGE

0.1789 PEN

2021 CZK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CZK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 0.1921. Conversely, the yearly low was recorded on April 9, dropping to 0.1644.

This high-to-low spread represents a total annual volatility of 0.0277 PEN. From a start-to-finish perspective, comparing the January average rate of 0.1689 to the December average rate of 0.1811, the exchange rate registered a net change of 7.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1921 was up 13.13% compared to the 2020 peak of 0.1698, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 960 PEN

2020 Average 755 PEN

Yearly Trough Low 822 PEN

Transaction Impact: A difference of 138.60 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1926

0.1663

JanuMarcMayJulySeptNove

CZK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1737, compared to 0.1842 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0105 points.

H1 Avg (Jan–Jun) 0.1737

H2 Avg (Jul–Dec) 0.1842

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0146 PEN (High: 0.1790 / Low: 0.1644). On the other end, December was the most stable month, with a tight range of 0.0029 PEN (High: 0.1828 / Low: 0.1798).

April Spread (Volatile) ±0.0146

December Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0077 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0077

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.1904) against the same month in 2020 (average: 0.1567), the exchange rate shifted by +0.0337 (+21.52%).

2021 Avg (September) 0.1904

2020 Avg (September) 0.1567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1708	0.1666	0.1689
February	0.1723	0.1682	0.1704
March	0.1702	0.1662	0.1685
April	0.1790	0.1644	0.1702
May	0.1846	0.1732	0.1792
June	0.1877	0.1818	0.1850
July	0.1847	0.1790	0.1817
August	0.1900	0.1824	0.1885
September	0.1921	0.1877	0.1904
October	0.1896	0.1789	0.1828
November	0.1845	0.1764	0.1806
December	0.1828	0.1798	0.1811

૨૦૨૫ CZK થી PEN ઐતિહાસિક સમીક્ષા