2026 DJF to PHP Historical Review

YEARLY HIGH

0.3476 PHP

YEARLY LOW

0.3237 PHP

YEARLY AVERAGE

0.3382 PHP

2026 DJF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the DJF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 0.3476. Conversely, the yearly low was recorded on February 24, dropping to 0.3237.

This high-to-low spread represents a total annual volatility of 0.0239 PHP. From a start-to-finish perspective, comparing the January average rate of 0.3325 to the December average rate of 0.3462, the exchange rate registered a net change of 4.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3476 was up 3.99% compared to the 2025 peak of 0.3342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 1,738 PHP

2025 Average 1,616 PHP

Yearly Trough Low 1,618 PHP

Transaction Impact: A difference of 119.39 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3481

0.3252

JanuMarcMayJuly

DJF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3369, compared to 0.3462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.3369

H2 Avg (Jul–Dec) 0.3462

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0161 PHP (High: 0.3408 / Low: 0.3247). On the other end, May was the most stable month, with a tight range of 0.0017 PHP (High: 0.3459 / Low: 0.3442).

March Spread (Volatile) ±0.0161

May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0054 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.3462) against the same month in 2025 (average: 0.3198), the exchange rate shifted by +0.0264 (+8.26%).

2026 Avg (July) 0.3462

2025 Avg (July) 0.3198

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3348	0.3282	0.3325
February	0.3319	0.3237	0.3271
March	0.3408	0.3247	0.3349
April	0.3466	0.3331	0.3382
May	0.3459	0.3442	0.3450
June	0.3475	0.3393	0.3438
July	0.3476	0.3448	0.3462

૨૦૨૫ DJF થી PHP ઐતિહાસિક સમીક્ષા