2021 FJD to GHS Historical Review

YEARLY HIGH

2.9532 GHS

YEARLY LOW

2.7659 GHS

YEARLY AVERAGE

2.8631 GHS

2021 FJD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 2.9532. Conversely, the yearly low was recorded on March 27, dropping to 2.7659.

This high-to-low spread represents a total annual volatility of 0.1874 GHS. From a start-to-finish perspective, comparing the January average rate of 2.8747 to the December average rate of 2.8845, the exchange rate registered a net change of 0.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.9532 was up 2.50% compared to the 2020 peak of 2.8811, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 14,766 GHS

2020 Average 13,240 GHS

Yearly Trough Low 13,829 GHS

Transaction Impact: A difference of 936.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.9260

2.7973

JanuMarcMayJulySeptNove

FJD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8391, compared to 2.8872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0481 points.

H1 Avg (Jan–Jun) 2.8391

H2 Avg (Jul–Dec) 2.8872

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.1001 GHS (High: 2.9532 / Low: 2.8531). On the other end, May was the most stable month, with a tight range of 0.0414 GHS (High: 2.8601 / Low: 2.8188).

October Spread (Volatile) ±0.1001

May Spread (Stable) ±0.0414

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0472 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0472

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 2.9039) against the same month in 2020 (average: 2.7249), the exchange rate shifted by +0.1790 (+6.57%).

2021 Avg (October) 2.9039

2020 Avg (October) 2.7249

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9155	2.8490	2.8747
February	2.8756	2.8293	2.8552
March	2.8478	2.7659	2.8080
April	2.8545	2.7785	2.8205
May	2.8601	2.8188	2.8419
June	2.8640	2.8040	2.8342
July	2.8714	2.8183	2.8523
August	2.9040	2.8422	2.8759
September	2.9280	2.8482	2.8912
October	2.9532	2.8531	2.9039
November	2.9436	2.8814	2.9153
December	2.9154	2.8556	2.8845

૨૦૨૫ FJD થી GHS ઐતિહાસિક સમીક્ષા