YEARLY HIGH
0.3519 BZD
YEARLY LOW
0.3264 BZD
YEARLY AVERAGE
0.3405 BZD

2021 GHS to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.3519. Conversely, the yearly low was recorded on December 9, dropping to 0.3264.

This high-to-low spread represents a total annual volatility of 0.0255 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3445 to the December average rate of 0.3282, the exchange rate registered a net change of -4.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3519 was down 7.16% compared to the 2020 peak of 0.3791, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,760 BZD
2020 Average 1,758 BZD
Yearly Trough Low 1,632 BZD
Transaction Impact: A difference of 127.72 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3531
0.3259
JanuMarcMayJulySeptNove

GHS to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3480, compared to 0.3330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0150 points.

H1 Avg (Jan–Jun) 0.3480
H2 Avg (Jul–Dec) 0.3330

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0075 BZD (High: 0.3444 / Low: 0.3370). On the other end, April was the most stable month, with a tight range of 0.0015 BZD (High: 0.3497 / Low: 0.3482).

July Spread (Volatile) ±0.0075
April Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0073 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.3508) against the same month in 2020 (average: 0.3606), the exchange rate shifted by -0.0098 (-2.71%).

2021 Avg (March) 0.3508
2020 Avg (March) 0.3606

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3459 0.3416 0.3445
February 0.3506 0.3457 0.3479
March 0.3519 0.3486 0.3508
April 0.3497 0.3482 0.3488
May 0.3499 0.3478 0.3491
June 0.3487 0.3447 0.3469
July 0.3444 0.3370 0.3396
August 0.3388 0.3332 0.3349
September 0.3382 0.3326 0.3341
October 0.3335 0.3302 0.3320
November 0.3304 0.3278 0.3291
December 0.3311 0.3264 0.3282