YEARLY HIGH
6.7761 GMD
YEARLY LOW
6.5581 GMD
YEARLY AVERAGE
6.6277 GMD

2021 HKD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 6.7761. Conversely, the yearly low was recorded on August 23, dropping to 6.5581.

This high-to-low spread represents a total annual volatility of 0.2179 GMD. From a start-to-finish perspective, comparing the January average rate of 6.6636 to the December average rate of 6.7351, the exchange rate registered a net change of 1.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.7761 was up 1.25% compared to the 2020 peak of 6.6927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 169,402 GMD
2020 Average 165,918 GMD
Yearly Trough Low 163,953 GMD
Transaction Impact: A difference of 5,448.45 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.7515
6.5546
JanuMarcMayJulySeptNove

HKD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.6114, compared to 6.6441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0328 points.

H1 Avg (Jan–Jun) 6.6114
H2 Avg (Jul–Dec) 6.6441

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.1076 GMD (High: 6.6876 / Low: 6.5800). On the other end, June was the most stable month, with a tight range of 0.0181 GMD (High: 6.5977 / Low: 6.5797).

September Spread (Volatile) ±0.1076
June Spread (Stable) ±0.0181

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0313 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 6.7351) against the same month in 2020 (average: 6.6766), the exchange rate shifted by +0.0585 (+0.88%).

2021 Avg (December) 6.7351
2020 Avg (December) 6.6766

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.6759 6.6423 6.6636
February 6.6493 6.6072 6.6323
March 6.6338 6.5913 6.6064
April 6.5948 6.5670 6.5830
May 6.6036 6.5853 6.5937
June 6.5977 6.5797 6.5892
July 6.5913 6.5718 6.5826
August 6.5810 6.5581 6.5710
September 6.6876 6.5800 6.6099
October 6.6965 6.6131 6.6623
November 6.7274 6.6804 6.7038
December 6.7761 6.7196 6.7351